Table of Contents
1. Who We Are
Employer Insurance Services ("we," "us," or "our") is a California-licensed insurance brokerage exclusively serving California employers. We operate the website located at employersi.com (the "Site") and provide commercial insurance brokerage services including general liability, workers' compensation, EPLI, commercial bonds, specialty insurance, and HR compliance services.
Our California Insurance License number is #0L28127. Our principal place of business is in Los Angeles, California.
For questions about this Privacy Policy or our data practices, please contact us at Office@employersi.com or call (323) 600-3807.
2. Information We Collect
We collect information you provide directly to us and information collected automatically when you use our Site.
Information You Provide Directly
When you fill out a quote request form, contact form, or otherwise communicate with us, we may collect:
- Your name and the names of individuals at your business
- Business name and address
- Phone number and email address
- Business type, industry, and number of employees
- Information about your current insurance coverage
- Any other information you choose to provide in form fields or messages
Information Collected Automatically
When you visit our Site, we and our third-party service providers may automatically collect:
- IP address and general geographic location (city/state level)
- Browser type and version
- Device type and operating system
- Pages visited, time spent on pages, and navigation paths
- Referring website or search query that brought you to our Site
- Date and time of your visit
We do not collect Social Security numbers, credit card numbers, bank account information, or other sensitive financial data through our website. Insurance applications requiring such information are handled through secure carrier portals.
3. How We Use Your Information
We use the information we collect for the following purposes:
- To respond to your inquiries — when you submit a quote request or contact form, we use your information to call or email you with information about coverage options
- To provide insurance brokerage services — to shop for and present insurance quotes on your behalf across our carrier network
- To communicate with you — to send you information about policies, renewals, compliance changes, and other matters relevant to your coverage
- To improve our Site — to understand how visitors use our Site and make improvements to content and functionality
- To comply with legal obligations — to meet our obligations as a California-licensed insurance broker, including record-keeping requirements
- For advertising — we use Google Ads and Google Analytics to measure the performance of our advertising and understand how people find our Site. We do not sell your personal information to advertisers.
We will not use your information to send unsolicited marketing communications unrelated to your insurance inquiry. We do not sell, rent, or trade your personal information to third-party marketers.
5. California Privacy Rights (CCPA / CPRA)
As a California business, we comply with the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA). California residents have the following rights regarding their personal information:
Right to Know
You have the right to request that we disclose what personal information we have collected about you, the categories of sources from which we collected it, the business purpose for collecting it, and the categories of third parties with whom we share it.
Right to Delete
You have the right to request that we delete personal information we have collected from you, subject to certain exceptions (such as information we are required to retain for legal or regulatory purposes as a licensed insurance broker).
Right to Correct
You have the right to request that we correct inaccurate personal information we maintain about you.
Right to Opt Out of Sale or Sharing
We do not sell or share your personal information with third parties for cross-context behavioral advertising. You do not need to opt out because we do not engage in these practices.
Right to Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. We will not deny you services, charge you different prices, or provide a different level of service because you exercised your privacy rights.
How to Submit a Request
To exercise any of these rights, please contact us by:
- Email: Office@employersi.com
- Phone: (323) 600-3807
We will respond to verifiable consumer requests within 45 days as required by California law. We may need to verify your identity before processing your request.
6. Cookies & Tracking Technologies
Our Site uses cookies and similar tracking technologies to operate and improve the Site and our advertising. Here is what we use:
Essential Cookies
These cookies are necessary for the Site to function properly. They do not track personal information and cannot be disabled.
Analytics Cookies (Google Analytics)
We use Google Analytics to understand how visitors use our Site. Google Analytics collects information about pages visited, time spent on the Site, and how you arrived at our Site. This information is aggregated and anonymized. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
Advertising Cookies (Google Ads)
We use Google Ads to advertise our services. Google may use cookies to serve ads based on your prior visits to our Site. You can opt out of personalized advertising by visiting Google's Ad Settings.
Managing Cookies
You can control and delete cookies through your browser settings. Note that disabling certain cookies may affect the functionality of our Site. For more information about cookies and how to manage them, visit allaboutcookies.org.
7. Data Security
We take the security of your personal information seriously. We implement appropriate technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction, including:
- SSL/TLS encryption for all data transmitted between your browser and our Site (HTTPS)
- Secure form processing through Formspree's encrypted submission service
- Limited access to personal information on a need-to-know basis
- Regular review of our data collection and security practices
However, no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security. If you have reason to believe that your interaction with us is no longer secure, please contact us immediately.
8. Data Retention
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including to provide insurance services, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements.
As a California-licensed insurance broker, we are subject to record-keeping requirements under California Insurance Code and Department of Insurance regulations. Certain records related to insurance transactions must be retained for a minimum period required by law.
Information collected through our website contact forms that does not result in an active client relationship is typically retained for no longer than 2 years unless we are required to keep it longer by law.
9. Third-Party Links
Our Site may contain links to third-party websites, including links to insurance carrier websites. These third-party sites have their own privacy policies, and we are not responsible for their content or privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.
Our Site also uses Google Fonts, Google Analytics, Google Ads, and Formspree — each of which has its own privacy policy governing their data practices.
10. Children's Privacy
Our Site is designed for and directed to business owners and adults. We do not knowingly collect personal information from children under the age of 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take steps to delete such information promptly. If you believe we have collected information from a child, please contact us at Office@employersi.com.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the "Last Updated" date at the top of this page.
We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our Site after any changes to this Privacy Policy constitutes your acceptance of the updated policy.
For material changes that significantly affect your rights or how we handle your personal information, we will make reasonable efforts to provide more prominent notice, such as an email notification to clients.
12. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
Employer Insurance Services
California's dedicated business insurance broker for employers. CA License #0L28127.