California's California-Only Business Insurance Broker
Business insurance for California employers, done right.
Workers' compensation, general liability, EPLI, commercial bonds, and specialty coverage — placed across 50+ carriers, written by licensed California brokers who know California employment law from the inside.
What We Cover
Business insurance built for California employers.
Six core coverage lines that most California businesses need stacked together. We shop across 50+ carriers and place the right combination for your operation.
Workers' Compensation
Class-code accuracy, audit defense, certificates same-day.
Learn more →General Liability
Bodily injury, property damage, and the endorsements contracts demand.
Learn more →EPLI Insurance
Wrongful termination, harassment, wage-and-hour, PAGA defense.
Learn more →Commercial Bonds
CSLB bonds, license bonds, performance & payment bonds — same day.
Learn more →Specialty Insurance
Cyber, E&O, umbrella, D&O, garage liability, surplus lines.
Learn more →HR Compliance
California labor law, PAGA prevention, handbook reviews, training.
Learn more →Industries We Serve
Industry-specific California coverage.
We specialize in 25 California industries. Each one has its own carrier appetites, class codes, and contract requirements — we know which markets want which operations.
Contractors
General, specialty trades, solar, heavy construction.
View coverage →Restaurants & Bars
Liquor liability, food spoilage, EPLI for PAGA exposure.
View coverage →Auto Shops
Garage liability, garagekeepers, pollution coverage.
View coverage →Manufacturing
Products liability, equipment breakdown, cyber for OT.
View coverage →Janitorial
Janitorial bonds, care/custody/control, pollution.
View coverage →Healthcare
Outpatient, dental, allied health, residential care.
View coverage →Why We're Different
The employer-only business insurance broker.
We don't write Texas restaurants or Florida contractors. Every policy we place is for a California employer, in California, under California law. That focus is the entire competitive advantage.
How It Works
From request to bound coverage — usually same-day.
Independent brokers, not direct-writers. We shop your operation across 50+ carriers and place the coverage that actually fits, at the best price the market will produce.
You Reach Out
Pick your industry above or call directly. We'll take basic info about your operation and confirm what coverage you need.
We Shop the Market
Same business day in most cases. We submit to the carriers most likely to want your operation and price it competitively.
You Bind & Go
Review the options with us, pick the carrier that fits, and we ship certificates same-day to your landlords, GCs, and clients.
Ready when you are
Get a California business insurance quote without the runaround.
Call directly or send the form. A licensed broker will review your business, compare carriers, and explain the next step clearly — no pressure.