California Business Insurance by Industry
Industry-Specific Insurance for 25 California Industries.
Every industry has its own carrier appetites, class codes, contract demands, and coverage gaps. We specialize in 25 California industries — knowing which markets want which operations and how to structure coverage around each industry's specific exposures.
Why industry matters
Different industries, different stacks.
A California restaurant doesn't need the same coverage as a California contractor, and neither needs what a California manufacturer needs. Industry isn't just a category — it's the entire framework that determines which class codes apply, which carriers want your business, which endorsements your contracts will demand, and which exposures are likely to show up at claim time.
We specialize in 25 California industries because each one has its own carrier markets, regulatory environment, and risk profile. Click your industry below to see the specific coverage stack, the FAQ items, and the answers we've built around your operation. Don't see your industry? Call us — we cover plenty of industries that aren't featured here.
All Industries
25 California industries we cover.
Each card shows the industry and category. Click any card to see the specific coverage stack and California-specific considerations.
Contractors
General, specialty trades, heavy construction, solar — every CSLB classification.
View coverage → FoodRestaurants, Bars & Taverns
Restaurants, bars, cafés, food trucks, catering operations.
View coverage → TransportCommercial Trucking & Long-Haul
Freight transport, long-haul, semi operations across California.
View coverage → ProfessionalProfessional Services
IT consulting, software, law, accounting, tax, financial services.
View coverage → OtherMetal & Machinery Manufacturing
Fabricators, assemblers, light industrial, machinery, metal.
View coverage → ConstructionResidential Property Managers
Apartment buildings, multi-family, professional property management firms.
View coverage → FoodHotels, Motels & Resorts
Hospitality operations, short-term lodging, resort properties.
View coverage → TransportDelivery & Last-Mile Courier
Delivery drivers, courier services, last-mile package operations.
View coverage → ProfessionalArchitectural & Engineering
Architects, engineers, design firms, A&E professional liability.
View coverage → OtherAgriculture, Vineyards & Cannabis
Farm, agricultural, vineyard, cannabis cultivation operations.
View coverage → ConstructionLessors Risk Only
Commercial landlords, building owners with tenant exposure — LRO programs.
View coverage → FoodWineries, Breweries & Distilleries
Craft beverage producers, tasting rooms, distribution operations.
View coverage → TransportWarehousing & Storage Facilities
Warehouse, storage, and distribution facility operations.
View coverage → ProfessionalJanitorial & Commercial Cleaning
Commercial cleaning, building services, specialty cleaning operations.
View coverage → OtherWholesalers & Distributors
Wholesale, durable goods distribution, B2B operations.
View coverage → ConstructionHabitational Real Estate
Apartments and condos with tenant operations and habitational liability.
View coverage → FoodFood & Beverage Processing
Food and beverage manufacturers, processing facilities.
View coverage → TransportAuto Repair & Body Centers
Auto repair shops, body shops, transmission, specialty automotive.
View coverage → ProfessionalHealthcare & Residential Care
Outpatient clinics, dental, allied health, assisted living, chiropractors.
View coverage → OtherRetail & E-Commerce
Brick-and-mortar boutiques, online retailers, multi-location chains.
View coverage → OtherChild Day Care Services
Licensed daycare centers, preschools, family child care homes.
View coverage → OtherFitness Centers & Studios
Gyms, studios, CrossFit, yoga, personal training.
View coverage → OtherEntertainment, Film & Media
Production companies, post-production, content creators, media.
View coverage → OtherReligious & Non-Profits
Churches, temples, mosques, synagogues, 501(c)(3) organizations.
View coverage → OtherSchools, Education & Municipality
Private schools, charter schools, vocational training, public sector.
View coverage →Don't see your industry?
We probably still cover it.
The 25 industries above are the ones we've built dedicated pages for. We also place insurance for plenty of operations not listed — call us with your industry, and we'll tell you whether we can help and what coverage you'll need.
Contact UsReady to start?
Industry-specific quotes, same-day.
Call directly or fill out the form above. A licensed California broker who knows your industry will reach out within minutes during business hours.
Also from EmployerSI
Need more than insurance?
We pair your coverage with the two other back-office systems most California employers need.
Back Office
Payroll & Bookkeeping
Payroll processing, bookkeeping, and the related compliance work — run by the same team that manages your insurance and HR, so your class codes, wage statements, and filings all line up.
Explore Payroll →HR Solutions
HR Compliance Support
California labor law guidance, PAGA prevention, handbook reviews, and AB-1825 harassment training. SHRM-certified advisors handle the day-to-day HR questions you shouldn't be answering from Google searches.
Explore HR Compliance →Ready when you are
Get a California business insurance quote without the runaround.
Call directly or send the form. A licensed broker will review your business, compare carriers, and explain the next step clearly — no pressure.