California Business Insurance for Every Industry
We insure California employers across construction, food service, automotive, manufacturing, janitorial, professional services, and 15+ other industries. Same-day quotes from 50+ carriers.
California Labor Code §3700: Employers who fail to carry workers' comp face fines up to $100,000, stop-work orders, and potential criminal prosecution. Personal liability for all injury costs during non-compliance.
Free Business Insurance Quote
Same-day quotes from 50+ California carriers.
No spam. No pressure. CA-licensed professionals only.
Industries with Dedicated Coverage Programs
We've built specialized insurance programs for five high-demand California industries — each with tailored carriers, class codes, and coverage stacks. Click any below to see industry-specific details.
Contractors
Same-day quotes from 50+ CA carriers. CSLB-compliant.
View Contractors Insurance →Restaurants
Same-day quotes. Liquor liability available. Hablamos Español.
View Restaurants Insurance →Auto Shops
Same-day quotes. Garage liability + garagekeepers + WC.
View Auto Shops Insurance →Manufacturing
Same-day quotes. Property, GL, WC, product liability, equipment.
View Manufacturing Insurance →Janitorial
Same-day quotes. GL + WC + bonds. Hablamos Español.
View Janitorial Insurance →Other Industries
Hospitality, retail, professional services, tech, healthcare, real estate, and 15+ more California industries.
See full list below ↓We Cover Every California Business
Beyond our 5 specialty programs above, we serve 20+ additional California industries with the same broker-driven approach. Don't see yours? Call us — we've probably covered it.
Hospitality
Hotels, motels, bed-and-breakfasts, vacation rentals
Retail
Storefronts, boutiques, specialty retail, e-commerce
Professional Services
Consulting, accounting, legal, design firms
Technology / SaaS
Software companies, IT services, tech startups
Healthcare
Clinics, medical offices, dental practices, allied health
Real Estate
Real estate offices, property management, brokerages
Trucking & Logistics
Local trucking, last-mile delivery, courier services
Landscaping
Landscapers, tree services, lawn care, irrigation
Childcare
Daycares, after-school programs, child enrichment
Fitness
Gyms, yoga studios, personal trainers, martial arts
Beauty
Salons, barbershops, nail salons, spas, med spas
Education
Tutoring centers, music schools, trade schools
Wholesale & Distribution
Wholesalers, importers, distributors
Agriculture
Small farms, growers, agricultural support
Construction Trades (Niche)
Demolition, asbestos abatement, mold remediation
Security
Security guard services, alarm installation
Pet Services
Veterinary, grooming, boarding, dog walking, training
Event & Entertainment
Event planners, DJs, photographers, venues
Auto Services (Specialty)
Smog check, glass repair, towing, auto detailing
Mobile Services
Mobile detailing, mobile repair, on-site services
Don't See Your Industry?
We've covered everything from cannabis dispensaries to event venues to commercial fishing. Tell us what you do, we'll find the right carrier.
Call (323) 600-3807Former CA Dept. of Labor Experience on Staff
We know exactly what California workers comp auditors look for and how to keep you clean
50+ California-Approved Carriers
We shop the entire market to find the most competitive workers comp rate for your industry
Audit Preparation Included
We prepare you for the annual premium audit so there are no costly surprises
Same-Day Quotes & Fast Binding
We respond within minutes and can have your certificate of insurance the same day
The Workers' Comp Broker Who Knows California From the Inside
We don't just sell workers' comp policies — we've worked alongside the California Department of Labor. That means we understand audits, classifications, experience mods, and claims in a way most brokers never will.
- We identify and correct misclassified employees before they trigger audit penalties
- We actively manage your experience mod (ex-mod) to reduce premiums year over year
- We shop 50+ carriers — not just the one paying the highest commission
- We are on your side during claims — not the carrier's
- We serve only employers — no conflicts, no generalist divided attention
Get Your California Workers' Comp Policy in 4 Steps
From first call to certificate of insurance — fast, simple, no pressure.
Quick Call
We call you within minutes. Tell us your industry, payroll, and number of employees.
We Shop 50+ Carriers
We compare workers comp rates across 50+ California-approved carriers for your industry.
Review & Bind
We walk you through your best options. You choose — we bind same day and issue your certificate.
Audit Support
We prepare you for the annual workers comp audit and manage renewals so you're always covered.
Industries We Serve — FAQ
We insure California employers across 25+ industries including construction, food service, automotive, manufacturing, janitorial, hospitality, retail, professional services, technology, healthcare, real estate, trucking, landscaping, childcare, fitness, beauty, education, wholesale, agriculture, and specialty trades. If you employ Californians, we can probably write your coverage.
High-risk operations are our specialty. We have relationships with specialty markets, surplus lines carriers, and non-admitted insurers that write industries DTC carriers refuse. We've placed coverage for cannabis, demolition, asbestos abatement, security guard services, mobile clinics, and more. Tell us what you do — we'll find a carrier.
Yes. Many California businesses have operations spanning multiple industries — a restaurant that also caters and owns delivery vehicles, or a contractor that also sells materials retail. We package coverage across operations and find carriers willing to write hybrid risks.
Each industry has different exposures, class codes, and carrier preferences. A broker who treats all clients the same misses opportunities to save money and improve coverage. Our specialty programs reflect deep underwriting knowledge — we know which California carriers offer the best rates for contractors versus restaurants versus auto shops.
Most quotes turn around same-day. Complex risks or industries requiring multiple carriers may take 2-3 business days. We don't make you wait while we figure out who writes your industry — we already know.
What California Employers Say About Our Workers' Comp Service
"They found us a workers' comp rate 22% lower than what we were paying. Switching was seamless and they had our certificate of insurance the same day. The audit prep alone was worth it."
"We were non-compliant when they found us — exposed for three months without knowing it. They got us covered immediately and walked us through how to avoid the penalty. Lifesavers."
"As a landscaping company we were always getting hit with high workers' comp rates. They reclassified our employees correctly and our ex-mod dropped significantly. Best broker I've ever worked with."
Get a Same-Day California Workers' Comp Quote
Fill out the form or call us now. We'll be on the phone with you within minutes — with competitive quotes from 50+ California-approved carriers.
Our Promise: We respond to every workers' comp inquiry within minutes during business hours. Same-day certificates of insurance available.
Request a Free Workers' Comp Quote
Takes 2 minutes — we'll handle the rest.
Request Received!
A California workers' comp specialist will contact you within minutes.
Or call now: (323) 600-3807